INSURANCE BEENFITS

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Why is Jewellers Block Insurance Important?"

In the dynamic world of jewellery retail, supply, and manufacturing, unexpected risks like theft, damage, or business interruptions can threaten your livelihood. Centrestone Jewellers Block insurance provides specialised protection tailored to the unique needs of Australian jewellers, ensuring your stock, assets, and operations are safeguarded at all times. With comprehensive coverage, you'll gain peace of mind to focus on growing your business. Discover how our flexible, efficient policy delivers real value through these key benefits:

  • Fast & Easy Process

    Our streamlined application lets you get covered quickly. Providing cover for independent jewellers, wholesalers and even for complex business needs like multi-store chains.

  • Tailored Coverage

    Designed exclusively for the jewellery industry, our policy covers everything from stock theft and damage to business interruptions. Unlike generic business insurance, Centrestone Jewellers Block is optimised for jewellery specific risks such as exhibitions, courier shipments, and machinery breakdowns.

  • Control Over Policy

    Customise your coverage to fit your exact needs. Choose your own limits to fit your business needs. With our deep understanding of jewellery operations, we guide you to the right levels of cover to suit your requirements. This flexibility empowers independent stores, chains, and manufacturers to build a policy that aligns perfectly with their risks and budget.

  • Competitive Premiums

    Benefit from competitive premiums that offer exceptional value due to our jewellery specialisation. Avoid misalignments in coverage that lead to costly gaps or being over insured.

INSURANCE BEENFITS

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Coverage Options of Centrestone Jewellers Block Include:

  • Comprehensive Stock and Contents Coverage: Protects against loss, damage, theft, and burglary for your jewellery inventory.

  • Business Interruption Protection: Covers lost revenue and ongoing expenses if your operations are halted due to insured events like fire or theft, helping your business recover quickly.

  • Public and Products Liability Insurance: Safeguards against claims from customers or third parties for injury or damage related to your products or premises.

  • Coverage for Sendings and Shipments: Protects items in transit with options for cover to and from suppliers and customers.

  • Professional Indemnity: indemnity cover for valuers and jewellers to protect you from legal liability, compensation costs, and defence expenses arising from negligence, errors, or omissions in their professional services or advice.

  • Flexible Customisation and Quick Claims: Flexible policy options with expert guidance, plus fast settlements to minimise downtime, backed by our jewellery specialists.

Talk to Our Jewellery Insurance Experts

Our Sydney-based team is here to answer your questions about Jewellers Block coverage. Available Monday-Friday, 9:00 AM–5:00 PM AEST. Whether you're a retailer, supplier, or manufacturer, we'll guide you through tailored options for your business risks.

Obligation Free Quote

Start protecting your jewellery business today. Provide details and receive a personalised proposal in minutes.

  • Request an obligation free quote

  • Upload Inventory Details Securely

  • Expert Review for Accuracy

Policy Management

Once your policy is active, adjust coverage seamlessly as your business grows.

  • Easy Online Updates and Renewals

  • Dedicated Account Support

  • Flexible Payment Options

Claims Processing

We prioritise quick, hassle-free claims. Underwritten by Berkley Insurance, providing peace of mind for efficient claims handling in your time of need.

  • Fast Claim Handling

  • Dedicated Claims Team

  • Contact Any Time

WE ALWAYS HELP

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Frequently Asked Questions

? What is Jewellers Block Insurance?

Jewellers Block is a specialised insurance package tailored for the jewellery industry in Australia. It combines multiple covers into one flexible policy to protect your business assets, including stock, contents, and operations from risks like theft, damage, and interruptions.

? What Does Centrestone Jewellers Block Cover?

Our policy provides comprehensive protection. This includes loss, damage, or theft of jewellery stock and contents. It also covers business interruption, public and products liability, cyber insurance, sendings and exhibitions, machinery breakdown, accidental damage, and more. Additional options, such as professional indemnity and fidelity guarantee, are available to suit your needs.

? How Is It Different from Standard Business Insurance?

Unlike generic retail insurance, the Centrestone Jewellers Block Insurance is designed to address the potential risks specific to the jewellery sector, including high-value stock vulnerabilities and exhibition exposures.

? Who Is Centrestone Jewellers Block For?

It's crafted for Australian jewellery retailers, suppliers, manufacturers, and wholesalers—from small independent stores to larger multi-chain operations. If you handle jewellery stock, assets, or sendings, this policy provides the peace of mind you need to operate confidently.

? How Do I Get a Quote or Apply?

Getting started is easy. Speak with our experts on 1300 356 680 (Monday–Friday, 9:00 AM–5:00 PM AEST), and we’ll help tailor your policy limits and coverage to fit your business needs

? What Happens If I Need to Make a Claim?

Claims are managed promptly and efficiently. Following an incident, we encourage you to contact us as soon as possible. Once a claim is approved, we aim to provide a prompt settlement. Our philosophy is centred on delivering exceptional service, consistent with the high standards of our personal jewellery insurance.

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