INSURANCE BEENFITS

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Why is Jewellers Block Insurance Important?"

In the dynamic world of jewellery retail, supply, and manufacturing, unexpected risks like theft, damage, or business interruptions can threaten your livelihood. Centrestone Jewellers Block insurance provides specialised protection tailored to the unique needs of Australian jewellers, ensuring your stock, assets, and operations are safeguarded at all times. With comprehensive coverage, you'll gain peace of mind to focus on growing your business. Discover how our flexible, efficient policy delivers real value through these key benefits:

  • Fast & Easy Process

    Our streamlined application lets you get covered quickly—request an instant quote online, upload stock details, and finalise your policy in minutes. No lengthy paperwork or delays, even for complex business needs like multi-store chains or wholesalers. Jewellers across Australia praise our efficient setup, allowing you to protect your inventory without interrupting your day.

  • Tailored Coverage

    Designed exclusively for the jewellery industry, our policy covers everything from stock theft and damage to business interruptions and cyber risks. Unlike generic insurance, it's optimised for nuances like exhibitions, courier shipments, and machinery breakdowns. Enjoy dedicated support, ensuring your business recovers swiftly from any setback.

  • Control over policy

    Customise your coverage to fit your exact needs—choose limits for stock, contents, liability, and more in a 'choose your own adventure' format. With our deep understanding of jewellery operations, we guide you to the right levels without overpaying. This flexibility empowers independent stores, chains, and manufacturers to build a policy that aligns perfectly with their risks and budget.

  • Save your money

    Benefit from competitive premiums that offer exceptional value, often more affordable than standard business insurance due to our jewellery specialisation. Avoid misalignments in coverage that lead to costly gaps, and enjoy quick claims settlements to minimise financial downtime. Testimonials from over 1,000 partnered stores highlight how our efficient, targeted approach saves time and money in the long run.

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INSURANCE BEENFITS

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Some of the Salient Benefits of Centrestone Jewellers Block Include:

  • Comprehensive Stock and Contents Coverage: Protects against loss, damage, theft, and burglary for your jewellery inventory, ensuring full replacement value without sub-limits.

  • Business Interruption Protection: Covers lost revenue and ongoing expenses if your operations are halted due to insured events like fire or theft, helping your business recover quickly.

  • Public and Products Liability Insurance: Safeguards against claims from customers or third parties for injury or damage related to your products or premises.

  • Cyber Insurance Inclusion: Defends against digital threats like data breaches or ransomware, crucial for modern jewellery businesses with online sales.

  • Coverage for Sendings and Shipments: Protects items in transit via couriers or during exhibitions, including accidental damage and mysterious disappearance.

  • Machinery Breakdown and Fidelity Guarantee: Repairs or replaces essential equipment and covers losses from employee dishonesty, tailored for manufacturers and stone setters.

  • Flexible Customisation and Quick Claims: 'Choose your own adventure' policy options with expert guidance, plus fast settlements to minimise downtime—backed by our jewellery specialists.

Talk to Our Jewellery Insurance Experts

Our Sydney-based team is here to answer your questions about Jewellers Block coverage, from stock protection to customised policies. Available Monday-Friday, 9:00 AM–5:00 PM AEST. Whether you're a retailer, supplier, or manufacturer, we'll guide you through tailored options for your business risks.

Get a Quote Online

Start protecting your jewellery business today with our simple online quoting system. Provide details about your stock and operations, and receive a personalised proposal in minutes.

  • Instant Quotes Available 24/7

  • Upload Inventory Details Securely

  • Expert Review for Accuracy

Policy Management

Once your policy is active, manage it effortlessly through our portal. Adjust coverage as your business grows, and access documents anytime.

  • Easy Online Updates and Renewals

  • Dedicated Account Support

  • Flexible Payment Options

Claims and Feedback

Replace duplicate "Buy Online") "We prioritise quick, hassle-free claims and value your input. File claims online or via phone, and share feedback to help us improve.

  • Fast Claim Settlements

  • 24/7 Emergency Assistanced

  • Leave Feedback or Contact Experts

WE ALWAYS HELP

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Frequently Asked Questions

? What is Jewellers Block Insurance?

Jewellers Block is a specialised insurance package tailored for the jewellery industry in Australia. It combines multiple covers into one flexible policy to protect your business assets, including stock, contents, and operations from risks like theft, damage, and interruptions.

? What Does Centrestone Jewellers Block Cover?

Our policy provides comprehensive protection, including loss, damage, or theft of jewellery stock and contents; business interruption; public and products liability; cyber insurance; coverage for sendings, exhibitions, and courier shipments; machinery breakdown; accidental damage; fire; and more. Additional options like professional indemnity and fidelity guarantee are available to suit your needs.

? How Is It Different from Standard Business Insurance?

Unlike generic retail insurance, Centrestone Jewellers Block is optimised for the nuanced risks of the jewellery sector, such as high-value stock vulnerabilities and exhibition exposures. We've heard from many jewellers about misalignments in general policies—our specialised expertise ensures tailored coverage, quick claims, and better alignment with your operations, often at competitive rates.

? Who Is Centrestone Jewellers Block For?

It's crafted for Australian jewellery retailers, suppliers, manufacturers, and wholesalers—from small independent stores to larger multi-chain operations. If you handle jewellery stock, assets, or sendings, this policy provides the peace of mind you need to operate confidently.

? How Do I Get a Quote or Apply?

Getting started is easy—visit our website for an instant online quote, or call our experts at 1300 356 680 (Monday-Friday, 9:00 AM–5:00 PM AEST). We'll guide you through customising your policy limits and coverage to fit your business.

? What Happens If I Need to Make a Claim?

Claims are settled quickly and efficiently. Contact us via phone or online as soon as possible after an incident. Once approved, we aim for prompt payouts, often directing repairs back to your preferred suppliers. Our philosophy is exceptional customer service, just like with our personal jewellery insurance.

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