Why Choose Specialist Jewellers Block Insurance from Centrestone – Not Just Any Broker
In the jewellery trade, your stock isn’t just inventory – it’s your livelihood, your passion, and often the result of decades of expertise. Protecting it properly demands more than a standard commercial policy bolted together by a general broker. It requires a true specialist who understands the unique risks jewellers face every day.
That’s where Centrestone Jewellers Block stands apart.
The Difference a Specialist Makes
Many jewellers turn to their usual broker for convenience. After all, brokers can shop around and find competitive premiums. But when it comes to Jewellers Block insurance – the gold standard of protection for the trade – a generic approach often falls short.
Standard commercial policies patched together by non-specialist brokers frequently contain restrictive clauses, hidden exclusions and inadequate limits that only become apparent when a claim arises. Night-time window display restrictions, compulsory high excesses on theft claims, depreciation applied to stock, or limited cover for customers’ goods are just a few common pitfalls.
Centrestone, by contrast, is built exclusively for jewellers, by people who have spent their careers in the jewellery insurance sector. We don’t adapt off-the-shelf policies – we craft a true Jewellers Block policy designed from the ground up to meet the real-world needs of jewellery retailers and manufacturers.
Key Advantages of Direct Specialist Cover
- Broader, Clearer Protection No restrictive night-time removal clauses for window stock, full 24/7 display cover, and all-risks protection worldwide for sendings and exhibitions.
- Generous, Jeweller-Friendly Terms Automatic seasonal stock increases, no compulsory excesses on theft or robbery claims, and full reinstatement (new-for-old) valuation with no depreciation.
- Faster, Fairer Claims Our in-house team of jewellery insurance experts handles every claim – no outsourcing to general adjusters who may not understand the trade. We advance payments quickly and settle fairly.
- Tailored Underwriting We assess risk based on deep industry knowledge, not rigid checklists. Long-standing businesses with excellent security often secure better terms than through a broker shopping standard markets.
- Continuity and Expertise Your policy stays with the same specialist underwriter year after year, building a relationship based on trust and understanding of your evolving business.
Peace of Mind You Can’t Put a Price On
A broker may save a few pounds on premium today, but the real cost emerges tomorrow – when a claim is reduced, delayed or declined because the policy wasn’t truly fit for purpose.
Centrestone clients sleep easier knowing their stock, premises, customers’ goods and livelihood are protected by the Australia’s leading dedicated Jewellers Block policy – one crafted exclusively for the trade, without compromise.
Protect what you’ve built with the specialists who understand it best.
Contact Centrestone today for a no-obligation review of your current cover. Discover why so many jewellers trust us directly for complete, specialist protection.
Centrestone Jewellers Block – Insurance as precious as the items you sell.
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